IB BAVISHYA PRAKASH - for professionals to go abroad for gainful employment
Target Group
Qualified professional(s) like Doctors, MCA,Qualified Nurses, who have completed 1. B.Sc. Nursing or 2. Diploma in general nursing or 3. B.Sc. Physiotherapy etc.
Those who have already availed educational loan from us can avail this facility.
Age not exceeding 35 years
Purpose
For going abroad for gainful employment on job visas. Loan can be considered for meeting expenses for migration abroad for employment.
Registration expenses,Test & interview expenses,Agency commission, Visa charges,Air Fare & any other related expenditure in connection with employment abroad.
Eligible Amount
Rs.1.00 lakh for Middle East countries
Rs.1.50 lakh for U.K./Europe
Rs.2.00 lakh for U.S.A.
Security
* EM of property worth not less than the loan amount, along with the guarantee of parent or spouse.
Interest Rate w.e.f 10.11.2008
BPLR+TP minus 2.00 % i.e. 11.75% floating
Prepayment charges - Nil
Margin - 10 %
Repayment 36 EMI or in Lump sum
Service Charges
0.30% on loan amount with minimum of Rs. 300
other terms
75% of the expenses like registration charges,agency commission etc will be reimbursed after getting selection based on the declaration from the applicant and also on production of selection document.
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